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Germ type: virus
There are many types of HPV infections. Among children, it's common for the HPV virus to cause warts. While they can be found anywhere, they are especially common around cuts, scratches and bitten fingernails. Warts are very contagious. Some go away on their own; if it is bothersome or painful, it can be treated by your healthcare provider.
Other types of HPV include low-risk HPV infections that can cause genital warts, or high-risk HPV infections that can lead to cervical cancer. For more on genital HPV, visit www.cdc.gov/hpv/WhatIsHPV.html.